Senior Counsel Capital Markets

Company: Upstart
Location: Columbus
Posted on: June 2, 2025

Job Description:

About UpstartUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can achieve higher approval rates and lower loss rates across races, ages, and genders, while delivering the digital-first lending experience customers demand. Over 80% of borrowers are approved instantly with zero documentation to upload.Upstart is a digital-first company, allowing most employees to work from anywhere in the United States. We also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.Many Upstarters are motivated by our mission to enable access to effortless credit based on true risk. If our mission resonates with you, we'd love to hear from you!The TeamUpstart's Legal team plays a vital role in innovating within the fintech space across multiple products, supporting our mission of expanding access to credit based on true risk. We are a team of savvy, hardworking, and genuinely nice individuals collaborating closely with the business to achieve our objectives.As a Senior Legal Counsel at Upstart, you will lead support for our capital markets operations team in daily matters such as asset-backed securitizations, warehouse financings, and investment funds. This role requires adaptability, out-of-the-box thinking, and a broad knowledge of regulations, capital markets practices, and cross-functional system development.Position DetailsLocation: RemoteTime Zone: East/West Coast hoursTravel: Mostly remote work with occasional in-person collaboration, typically once or twice per quarter for 2-4 days.How You'll Make an Impact

• Advise on reporting and reconciliation enhancements
• Collaborate with capital markets and finance teams
• Support team members in resolving issues
• Provide legal and strategic guidance to assess and mitigate risks by understanding the business and collaborating with internal teams such as accounting, data analytics, product, treasury, operations, and tax
• Work across functions to improve processes and systemsWhat We're Looking ForMinimum Requirements:
  • J.D. degree with strong academic credentials and a valid state bar membership
  • 10+ years of experience at a top-tier law firm, financial institution, or regulator, with expertise in regulated markets, payment practices, and cross-functional systems
  • Self-motivated, thrives with limited supervision, and enjoys challenges
  • Eager to develop expertise in new legal areas
  • Flexible and adaptable in a fast-paced environmentPreferred Qualifications:
    • Well-organized with broad knowledge of financial regulations and market practices
    • Strong law firm training
    • Bar membership in NY or CA preferredCompensation & BenefitsThe anticipated base salary range for this role in the U.S. is $240,000-$307,000 USD, depending on location, skills, and experience. Upstart also offers target bonuses, equity, and comprehensive benefits including medical, dental, vision, and 401k.Our Commitment to DiversityUpstart is an Equal Opportunity Employer committed to diversity and inclusion. We celebrate all backgrounds and perspectives, believing that our differences make us stronger. If you require reasonable accommodations during the hiring process, please email . For more information, visit our .
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Keywords: Upstart, Hamilton , Senior Counsel Capital Markets, Legal , Columbus, Ohio